Daman & Thiqa Service

Overview of Daman insurance services.

Daman is one of the UAE’s leading health insurance providers, offering a wide range of health insurance solutions to individuals and businesses. Whether you're seeking insurance for personal healthcare needs or looking for comprehensive plans for your employees, Daman provides high-quality coverage across various medical services, including hospital stays, doctor visits, diagnostic tests, and specialist treatments. Daman insurance plans cater to different healthcare needs, ensuring that policyholders have access to an extensive network of hospitals, clinics, and healthcare providers throughout the UAE.

Eligibility criteria and application process.​​

To be eligible for Daman insurance, applicants must meet the following criteria:

• UAE Residency: Applicants must be residents of the UAE with a valid Emirates ID.

• Age Requirements: Daman provides insurance options for all age groups, including coverage for senior citizens and families.

• Employment Status: In some cases, individuals employed with companies offering Daman health insurance plans may be eligible for group coverage.

The application process is simple and can be completed online or in person through Daman’s network of agents and branches. Applicants will need to provide basic information such as their Emirates ID, proof of residency, and any necessary health documents to ensure that the right policy is selected.

Benefits of choosing Daman insurance.

• Comprehensive Coverage: Daman offers extensive coverage for a variety of medical services, ensuring that policyholders have access to world-class healthcare
• Wide Network of Providers: Daman works with a vast network of hospitals and clinics, providing policyholders with access to the best healthcare professionals in the UAE.
• Affordable and Customizable Plans: Daman provides flexible plans designed to suit both individual and family needs, with different tiers of coverage based on budget and requirements.

• Additional Services: Daman policyholders can benefit from wellness programs, health screenings, and specialized treatments, helping them stay healthy in the long term.

Thiqa

Overview of Thiqa insurance services.

Thiqa is a health insurance program specifically designed for UAE nationals, offering government-subsidized healthcare coverage through the Health Authority Abu Dhabi (HAAD). Thiqa insurance provides comprehensive medical coverage for Emirati citizens, ensuring access to quality healthcare services without the burden of high costs. Thiqa covers a range of services, including outpatient and inpatient care, dental treatments, and pharmacy prescriptions, tailored to the healthcare needs of Emirati citizens.

• Eligibility criteria and application process.

The Thiqa insurance program is exclusively available to UAE nationals (Emiratis). To be eligible, applicants must meet the following criteria:

• UAE Nationality: Only Emirati citizens are eligible to apply for Thiqa insurance.
• Proof of Emirati Status: Applicants need to provide valid proof of Emirati citizenship and residency in the UAE.

To apply for Thiqa, individuals can visit government health centers or apply through official online portals. The application process typically requires submitting personal information, health history, and other relevant documents to ensure seamless registration and activation of the insurance plan.

Benefits of choosing Thiqa insurance.

• Comprehensive Government Coverage: Thiqa provides full medical coverage for Emiratis, including access to specialist treatments, surgeries, and outpatient services.
• No Out-of-Pocket Expenses: Many services under Thiqa insurance are fully covered by the government, which means there are minimal or no costs for treatment at accredited healthcare providers.
• Nationwide Network: Thiqa insurance covers a wide network of healthcare providers across the UAE, ensuring easy access to quality medical services.

• Additional Support: Thiqa offers supplementary services such as preventive healthcare programs, annual health check-ups, and various wellness benefits to promote overall well-being.

Our Services

At AL Markaz EL Rakami, we offer comprehensive support for both Daman and Thiqa insurance, ensuring that you get the best coverage tailored to your needs. Our services include:

• Consultation on Selecting the Right Plan: We provide expert guidance to help you choose the most suitable health insurance plan, whether it’s for you, your family, or your employees. We analyze your requirements and recommend the best option, ensuring optimal coverage.

• Assistance with the Application Process: Our team offers full support throughout the application process, from completing necessary paperwork to submitting documents. We ensure that your application is handled efficiently, saving you time and avoiding any delays.

• Guidance on Claims and Benefits: Navigating insurance claims can be complicated. We help you understand your rights and the claims process, ensuring you get the maximum benefits from your health insurance policy.

• Ongoing Support and Updates on Policies: Once you are enrolled, we continue to assist with policy updates, renewals, and any changes in your coverage. We keep you informed about new benefits, changes in regulations, and provide ongoing support to ensure your insurance always meets your needs.